Financing

VIA CICLANTE HAS PARTNERED WITH DESJARDINS ACCORDD TO OFFER AN EASY WAY TO GET YOUR DREAM BIKE AND PAY IT OFF OVER 12 MONTHS AT 0% INTEREST.


No need to rob a bank or ask for permission. Apply to finance your dream bike, wheels, or any accessory at 0% financing. Our spring financing promotion begins April 1 and ends June 30.  Get your cycling adventures started with the right equipment!  It’s easy to dream and even easier to buy your dream bike.

We can arrange financing, in store, in as little as 15 minutes. Everything you need to get approved is in your wallet, and we can get this done with ease.

 

HOW DOES IT WORK?


  • Work with our knowledgeable staff to find the best bike for you.
  • Pick the parts and accessories that you will need.
  • Answer a few questions with our financing experts, so that we can apply for submit a financing application.
  • When authorized, pay a $60 admin fee plus the sales taxes (HST) and you’re ready to roll.
  • Information regarding payment and balance will be sent to you by Desjardins monthly.
  • Make the equal the monthly payments the same way you pay other bills or pay the balance in a lump sum with no penalty. It’s that easy.

 

How it’s done.


The following is an example of how the no interest plan works.
For demonstration purposes, we will describe the calculation for a 18 month payment plan.

If you purchase a bike with accessories totalling $4500.
Down Payment = $625.00 ($585 HST ($4500 x 13%) + $60 admin fee)
Monthly Payments = $375 ($4500 divided by 12 months).